Roth IRA Starter Kit: Retire Rich Without Complicated Investing

What You'll Learn

• Why the Roth IRA is the single greatest retirement account for most Americans
• Step-by-step: Opening an account at Fidelity, Vanguard, or Schwab (with screenshots)
• The 3-fund portfolio that outperforms 95% of professional managers over 20 years
• 2026 contribution limits ($7,000 / $8,000 50+) and income phase-out rules explained
• Setting up automatic monthly contributions in 5 minutes
• The difference between a Roth IRA and a 401(k) — and why you probably want both